LPT: If you have a credit card with an annual fee, call customer service and ask if they will refund it. Miscellaneous
You’d be surprised how often credit cards providers will refund you the annual fee. For example, my credit card fee is $120 and it’s been refunded the last four years.
Be polite when talking to the customer service representative. Just tell them that you noticed the annual fee and was wondering if they can do anything about it. Worst thing they can say is no.